How Israel’s Oldest Bank Is Engaging Employees to Become a Leader in Banking Innovation

In 2013, Bank Leumi embarked on a journey to make innovation one of its prime strategic goals. In order to achieve this goal, the Bank undertook an initiative to change their corporate culture, so every employee would see innovation as part of their daily work; an aim they should constantly aspire to. As part of the new corporate strategy, Leumi...
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When Disruption Becomes Destructive: How Can Financial Services Companies Close the Innovation Gap?

The financial services ecosystem is going through its most profound transformation since the invention of ATMs some fifty years ago. Small, fast-moving start-ups are revolutionizing the global landscape with creative market-responsive solutions that are becoming increasingly accepted and utilized. Given the highly fluid nature of the digital marketplace, and the accessibility and timeliness of these offerings, pundits predict that the...
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Disruptive Innovations Highlight a Specific Dilemma for Legacy Financial Institutions

The innovator’s dilemma, across industries, is that in order to become great, a company has to do many things right. It must listen to its customers, direct its investments to the highest-return opportunities, improve the quality of its products, manage its relationships with suppliers, correctly assess and cope with competitive threats, all amongst many other time and resource consuming activities....
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Why Financial Organizations Must Fight Digital Disruption with Digital Disruption

The term ‘Digital Disruption’ describes the situation where an existing industry is being altered by emerging digital technologies. These new technologies lead to innovations, often creating new markets and value markets that can impact the established leaders in the industry. Financial organizations of all shapes and sizes are being disrupted by small, agile, innovative and technology-oriented companies which offer convenient...
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Qmarkets & Intesa Sanpaolo Card: Tailoring Innovation Management for the Finance Industry

Intesa Sanpaolo Card Intesa Sanpaolo Card is a provider of payment solutions, which was founded in 2009 as a member of one of the largest banking groups in Europe. With headquarters in Croatia and Slovenia, it services clients from the financial and banking sectors across Central and Eastern Europe, the Middle East and North Africa. Intesa Sanpaolo Card maintains and...
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